Terms & Conditions.

1. Agreement

By accessing or using SIP Calculator Online, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use the site.

2. Educational tools only — not advice

All calculators (SIP, lumpsum, SWP, and related features) provide illustrative estimates based on the assumptions you enter. They are for education and personal planning only. They are not investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any mutual fund or security.

Past or assumed returns do not guarantee future results. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully and consult a SEBI-registered adviser if you need personalised advice.

3. No guarantees

• We do not guarantee accuracy, completeness, or fitness for a particular purpose.
• Formulas and defaults may change as we improve the tools.
• Expense-ratio and step-up models are simplified approximations.
• Charts and yearly tables are illustrative, not statements of account.

4. Acceptable use

You agree not to:

• Misuse the site, attempt to disrupt service, or probe for vulnerabilities
• Scrape or bulk-copy content in a way that harms performance or violates law
• Present our estimates as guaranteed returns or as regulated financial advice
• Use the site for unlawful purposes

5. Intellectual property

Site design, branding, copy, and code are owned by SIP Calculator Online or its licensors. You may use the calculators for personal, non-commercial planning. You may not copy substantial portions of the site for a competing commercial product without permission.

6. Third-party services

The site may include ads, analytics, fonts, or other third-party services. Their terms and privacy practices apply to their processing. We are not responsible for third-party content or outages.

7. Disclaimer of warranties

The site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, non-infringement, and fitness for a particular purpose.

8. Limitation of liability

To the fullest extent permitted by law, SIP Calculator Online and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or investment outcomes arising from your use of the site or reliance on calculator outputs.

9. Indemnity

You agree to indemnify and hold harmless SIP Calculator Online from claims arising out of your misuse of the site or violation of these terms.

10. Changes

We may update these Terms at any time. The “Last updated” date will reflect changes. Continued use after updates constitutes acceptance.

11. Governing law

These Terms are governed by the laws of India, without regard to conflict-of-law principles. Courts in India shall have exclusive jurisdiction, subject to applicable consumer protections.

12. Contact

Questions about these Terms: contact@sipcalconline.com · Contact Us.