Remaining corpus
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Remaining corpus over time
Track how withdrawals draw down your corpus while returns replenish it.
| Year | Withdrawal | Interest | Corpus |
|---|---|---|---|
| Run a calculation to see the yearly schedule. | |||
SWP Calculator – Systematic Withdrawal Plan
A Systematic Withdrawal Plan lets you redeem a fixed amount periodically while the remaining investment stays invested. This SWP calculator — built as a freeSWP calculator India and practical SWP return calculator — estimates remaining corpus, total withdrawals, interest earned, and whether your withdrawal rate is sustainable for an SWP mutual fund plan.
Why use this as your SWP planning tool
Investors looking for the best SWP calculator usually need more than a single end number. They need to see whether the corpus lasts, how SWP withdrawals interact with assumed returns, and when exhaustion risk appears. Pair this page with the SIP calculator for a fullSIP SWP calculator journey: accumulate first, then model income. You can also compare a remaining lump with the lumpsum calculator if you pause withdrawals.
How it works
Each month the corpus grows by the effective monthly return, then the withdrawal is deducted. If withdrawals exceed available corpus, the plan stops and an exhaustion warning appears — so your SWP calculator results stay honest about unsustainable withdrawal rates.
FAQ
SWP calculator FAQs
What is SWP in mutual fund?
SWP (Systematic Withdrawal Plan) lets you redeem a fixed amount from a mutual fund at regular intervals while the remaining corpus stays invested. Investors often use SWP for retirement income or goal-based cash flow after building a corpus via SIP or lumpsum.
What is an SWP calculator?
An SWP calculator shows how regular withdrawals affect a starting corpus while the remaining balance continues to earn returns. It estimates remaining corpus, total withdrawals, interest earned, and whether the plan may run out early.
When does corpus exhaustion happen?
If withdrawals plus market assumptions outpace growth, the corpus can hit zero before your planned end date. This tool shows a clear warning with the approximate month of exhaustion.
Why is there no expense ratio on SWP?
This SWP model focuses on withdrawal sustainability using expected return. You can conservatively lower the expected return input to approximate fee drag.
Can I use this as a SIP SWP calculator?
Yes for planning stages: build corpus with the SIP calculator, then model withdrawals here. Together they form a practical SIP SWP calculator workflow for accumulation and income.