Privacy Policy.

1. Overview

This Privacy Policy explains how SIP Calculator Online (“we”, “us”, or “our”) treats information when you visit sipcalconline.com and use our calculators. By using the site, you agree to this policy. If you do not agree, please stop using the site.

2. Calculator inputs stay in your browser

SIP amounts, returns, tenure, step-up percentages, and similar inputs are processedlocally in your browser to produce estimates. We do not require an account, and we do not intentionally collect or store those financial inputs on our servers as part of the calculator experience.

3. Information we may collect

Technical and usage data

Like most websites, our hosting provider or analytics tools (if enabled) may receive standard technical data such as IP address, browser type, device type, referring URL, pages viewed, and approximate location derived from IP. This helps us keep the site reliable and understand aggregate traffic.

Contact messages

If you email us at contact@sipcalconline.com, we receive whatever you include in that message (such as your email address and message content) so we can respond.

Theme preference

Dark/light theme choice may be stored in your browser’s local storage so the preference persists across visits. This stays on your device.

4. Cookies and similar technologies

We may use essential cookies or similar storage for basic site function. If we use analytics or advertising partners in the future, they may set their own cookies subject to their policies. You can control cookies through your browser settings.

5. How we use information

• Operate, secure, and improve SIP Calculator Online
• Respond to support or feedback emails
• Understand aggregate usage patterns
• Comply with applicable law

6. Sharing

We do not sell your personal information. We may share limited data with service providers (for example hosting or analytics) who process it on our behalf, or when required by law.

7. Data retention

Contact emails are retained as long as needed to handle your request and for legitimate business or legal purposes. Server logs are typically retained for a limited operational period by our hosting provider.

8. Children’s privacy

The site is intended for a general audience interested in investment planning education. We do not knowingly collect personal information from children under 13. If you believe a child has provided us personal data, contact us and we will take appropriate steps.

9. Your choices

• Clear local storage / cookies in your browser at any time
• Use the site without submitting a contact email
• Request access or deletion of contact correspondence by emailing us

10. Third-party links

Our pages may link to external sites. Their privacy practices are their own; review their policies before sharing information with them.

11. Changes

We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after changes means you accept the updated policy.

12. Contact

Privacy questions: contact@sipcalconline.com · or visit Contact Us.